Managing your finance is one of life’s greatest difficulties.  It is clear is seeing how many adults struggle with budgeting throughout their lives.  It is for this reason best that you start mastering the skill of budgeting right now, as a student. Our 10 student budgeting apps will help with the mastering of your student budget.

Before downloading your student budgeting app I would recommend understanding the workings of a budgeting planner.  A budget planner helps you understand how to think about your finances, ensuring that your funds are used for what is needed and not always only wanted. 

It is essential that you as a student not only fall into your life, but that you think, consider and choose your life.  A massive part of being able to choose, is in having the saving to choose your desired future.

Consider our 10 student budgeting apps in making that happen.

1. Goodbudget


Goodbudget works on your grandma’s envelope system.  Making this a well trusted budgeting system, by keeping everything simple and clear cut.  The app will allow you to create several “envelopes” for one bank account.  Tracking income and expenses, keeping your bank balances up to date.

The one design element I absolutely  LOVE about this app is the ability of being able to split  and share envelopes and bills.  Making it a create app for commune living.  Every member of the house will be well aware of what is their part of the bill and why.


2. Evernote


Evernote is one of those must have apps as well, if not for the budgeting functionality then for everything else.  This is a masterful app that allows many other kinds of apps to plug in with Evernote.  

Don’t only consider Evernote for your student budget, but for your varsity life in general.  

3. Student Budget Planner


Student Budget Planner allows you to save and edit your income, studies and personal expenses.What I like about this app is it’s complete list of expenditure that you will experience throughout your study years.  You can of course add your own specific expenses and incomes as with many budgeting apps.

4. Or SAVE It


This smart little app incentivizes you to rather save and not spend.  It’s an amazing app that can truly teach you the rewards of being able to save.  I recommend this app to anyone struggling to save and in helping to master the skill of saving.

Everything can be learned, including how to save for a better future and not drinking it out at the bar every Friday.

This app also have a data saving feature, it not only teaches to save your cash but your megabytes as well;)

5. Check Please Lite


Bill splitting will become a nearly task of most students and Check Please Lite is an app exactly for that.  A simple small app that allows you to easily and fast split a bill amongst all your friends with tips included.

Written by Lizl Brink, Lizl is copywriter and designer based in Johannesburg, she is also a frequent contributor to the Mafadi blog, and as an Urban investor and rejuvenation shares a passion for urban regeneration, go check out her personal portfolio here
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